About Our In-House Mortgage Company 




Certified Funding Group has built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

Certified Funding Group is a division of ResMac, and is a Direct Lender of all Conventional, FHA and VA loan products. They have very competitive rates with local offices and a common sense approach to mortgage underwriting. They are a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...from purchase, to refinance, to reverse mortgage lending. They have access to a full range of mortgage sources and all of our mortgage loan originators are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.

But that's just the beginning of our in-house mortgage lending service! Throughout the lending process, Certified Funding Group provides regular loan updates and progress reports so you always know the status of your loan.

 Contact us today for more information about financing your next real estate purchase.


 Meet Our In-house Mortgage Expert 

Ruben has been in the South Florida real estate market since 1990. He started as an appraiser at large national savings bank. In 1993, he went contract, with the largest independent appraisal company in the state of Florida.  In 1995, Ruben started his own real estate appraisal company, which he was actively involved with until 2009.

Ruben founded and grew an independent Real Estate brokerage with offices in Ft. Lauderdale, Miami and Sarasota.  In 2011, Ruben returned to his banking background as a Branch Manager for a large national bank and was involved in many aspects of lending; including residential mortgages, consumer lending, and small business lending.

During his 20 plus years in the real estate industry, Ruben has helped many of South Florida homeowners realize their dream of home ownership. His experience and vast knowledge of the lending and real estate industry provide the essential skills to achieve positive results. Ruben's knowledge, experience and character are the foundations of his success.

He chose ResMac so he could provide his clients with competitive pricing, faster processing and exceptional service.

Contact us today for more information about financing your next real estate purchase.



This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

Purchase & Financing Information

Show me the calculations and amortization